GM Protection Plan

GM Protection Plan Major Guard


Your car, truck or van is a major purchase you'll want to protect for years to come. Protect your vehicle, and likely enhance its value, with Major Guard, the premium and most comprehensive vehicle service contract endorsed by General Motors.

With Major Guard, virtually every component of your vehicle is covered in the event of mechanical failure beyond the warranty period - even if it results from wear and tear. If it's not on the short list of what's not covered, it's covered.

Major Guard protects you against unexpected financial surprises by covering costly parts and labor expenses. If repairs are necessary, you can take care of them conveniently through any of the more than 7,500 GM dealerships across the United States and Canada.

Best of all, when you're on the road with Major Guard, you have the only service contract endorsed by General Motors ... providing security and peace of mind for the life of your vehicle service contract.

Ask for It By Name: GM Protection Plan Major Guard


The fact is, not all extended service plans are created equal. Only the GM Protection Plan is endorsed by General Motors and supported by the entire GM dealership service network. That’s why GMAC Insurance is advising you to – “Ask for it by name!” It is the best choice for protection against escalating vehicle repair costs.

A GM vehicle is one of the smartest purchases you can make. Choosing the GM Protection Plan is another. Ask for it by name!

Coverage Choices

Major Guard provides premium and comprehensive protection and benefits.

Parts and Labor Costs

Virtually every mechanical, electrical and electronic competent of your vehicle is covered against failure – even if it results from wear and tear. *

    That includes parts and labor on:
  • Engine
  • Transmission / Transaxle
  • Front / Rear / All-wheel-drive components
  • Fuel delivery components
  • Engine cooling components
  • Heating and vehicle manufacturer – installed air conditioning components
  • Electrical, computer and audio components
  • Braking components
  • Suspension (Front/Rear)
  • Steering components
  • High-tech components
  • Seals and gaskets
  • Safety components

Roadside Assistance

    Major Guard provides 24-hour-a-day roadside assistance anywhere in the United States and Canada by calling our Toll-free number for
  • Flat tire change
  • Towing
  • Battery jump
  • Locksmith / Key Service **
  • Out-of-Gas Fuel Delivery

Alternate Transportation

If your vehicle is repaired under Major Guard, you’re covered for alternate transportation. Major Guard will pay the cost to rent a replacement vehicle or for public transportation (some limits apply) whenever two or more labor time guide hours are required for the repair, or your vehicle is not drivable and must be kept overnight.

Trip Interruption**

If you are on a trip, more than 100 miles from home, but haven’t reached your final destination, Major Guard will reimburse you up to $150 per day ($750 maximum), for any unplanned hotel and/or restaurant expenses incurred if a covered component fails and requires your vehicle be kept overnight to repair. All work must be completed at a licenses repair facility. No deductible will apply to the lodging and meal allowance and original receipts must be provided.

If your New Vehicle Limited or Powertrain Warranty is in effect, Trip Interruption will pay the amount that is in excess of the amount covered by warranty.

Meets Your Needs


Choose the Major Guard term that is best for your situation. Coverage is offered based on years of anticipated ownership and annual mileage driven. Deductible choices are available from $0 to $200, meaning you can limit or virtually eliminate unanticipated out -of-pocket expenses for covered repairs.

Major Guard can be purchased at any time during the new vehicle limited warranty period, but the earlier you buy, the better the value. If a vehicle is out -of-warranty when it is purchased, Major Guard can only be bought at the time of vehicle purchase. You can even make Major Guard part of your monthly payment.

Repair paperwork is gone too, because everything is taken care of by your GM dealer.

If you sell your vehicle, Major Guard can be transferred to the new owner for a small administrative fee.

With Major Guard, your vehicle is protected. Regardless of the term you select, Major Guard will give you peace of mind for the long run.

Component Coverage


Covered Parts

It's as simple as this: If it's not on the very short list of what's not covered, it's covered!

For years, millions of Major Guard customers have known that, "From the engine to the trunk lock, if a part breaks - even if it results from wear and tear*' - and it's not on the list of the few items not covered, Major Guard will pay for the repair less any applicable deductible - whatever the part!"

Non-Covered Parts

  • Sheet metal
  • Body parts, panels and rails
  • Bumpers
  • Chassis frame
  • Cross members
  • Hinges
  • Trim, moldings, and bright metal
  • Paint
  • Rust damage
  • Convertible and vinyl tops
  • Weather strips
  • Carpet and upholstery
  • Exhaust system and Catalytic converter
  • Tires
  • Glass
  • Lenses
  • Sealed beams
  • Light bulbs
  • Batteries
  • Brake drums
  • Shock absorbers
  • Squeaks, rattles, wind noise and odors
  • Correction of air and water leaks

Unless required in connection with a covered part we will not pay for: engine tune-up, suspension alignment, wheel balancing, filters, lubricants, engine coolant, drive belts, radiator hoses, heater and vacuum hoses, windshield wiper blades, air conditioning recharging, fluids, spark/glow plugs and wires, brake pads/linings and brake shoes/rotors, manual clutch disc, vehicle manufacturer recommended maintenance services and parts. EVERY OTHER PART IS COVERED!